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]]></description><guid isPermaLink="false">194923</guid><pubDate>Thu, 11 Jun 2026 06:49:36 +0000</pubDate></item><item><title>WHERE CAN I BUY COUNTERFEIT MONEY (&#x202A;whatsapp +447436442801)</title><link>https://forum-odszkodowania.pl/topic/193829-where-can-i-buy-counterfeit-money-%E2%80%AAwhatsapp-447436442801/</link><description><![CDATA[<p>
	    
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]]></description><guid isPermaLink="false">193793</guid><pubDate>Thu, 12 Jun 2025 10:08:09 +0000</pubDate></item><item><title>Czy op&#x142;aca si&#x119; walczy&#x107; z bankiem o niewa&#x17C;no&#x15B;&#x107; umowy kredytowej we frankach?</title><link>https://forum-odszkodowania.pl/topic/7238-czy-op%C5%82aca-si%C4%99-walczy%C4%87-z-bankiem-o-niewa%C5%BCno%C5%9B%C4%87-umowy-kredytowej-we-frankach/</link><description>Witam, non stop jestem bombardowany reklamami o tych kredytach frankowych. Faktycznie mam taki kredyt (nie wiem jak mnie znale&#x17A;li:/) i zastanawiam si&#x119; czy walczy&#x107; o niewa&#x17C;no&#x15B;&#x107; tej umowy z bankiem. Kredyt do&#x15B;&#x107; spory w z&#x142;ot&#xF3;wkach, jeszcze wy&#x17C;szy jest teraz po tym jak kurs franka tak znacznie wzr&#xF3;s&#x142;. Czy ktokolwiek mo&#x17C;e mi wyja&#x15B;ni&#x107; jak to wszystko dzia&#x142;a? Kredyt zaci&#x105;gn&#x105;&#x142;em w jednym z popularnych bank&#xF3;w, dalej istnieje, wiem, &#x17C;e s&#x105; na nich ju&#x17C; wyroki i mo&#x17C;na wygra&#x107; spraw&#x119;. Czy op&#x142;aca si&#x119; tak&#x105; spraw&#x119; otworzy&#x107;?</description><guid isPermaLink="false">7238</guid><pubDate>Tue, 26 Nov 2019 16:01:16 +0000</pubDate></item><item><title>Lepiej odfrankowi&#x107; czy uniewa&#x17C;ni&#x107; kredyt frankowy</title><link>https://forum-odszkodowania.pl/topic/7232-lepiej-odfrankowi%C4%87-czy-uniewa%C5%BCni%C4%87-kredyt-frankowy/</link><description>Niestety da&#x142;em si&#x119; nak&#x142;oni&#x107; na kredyt we frankach na dom, teraz mam k&#x142;opoty z jego sp&#x142;at&#x105;. Kolega poleci&#x142; mi kancelari&#x119; kt&#xF3;ra zaproponowa&#x142;a mi wsp&#xF3;&#x142;prac&#x119; i pomoc w odzyskaniu pieni&#x119;dzy. Dali mi wyb&#xF3;r odfrankowanie lub uniewa&#x17C;nienie umowy tylko nie wiem co wybra&#x107; :( Co jest lepsze? Czy mog&#x119; zmieni&#x107; zdanie w trakcie procesu?</description><guid isPermaLink="false">7232</guid><pubDate>Wed, 16 Oct 2019 10:53:57 +0000</pubDate></item><item><title>Op&#x142;ata za wcze&#x15B;niejsz&#x105; sp&#x142;at&#x119; kredytu</title><link>https://forum-odszkodowania.pl/topic/7197-op%C5%82ata-za-wcze%C5%9Bniejsz%C4%85-sp%C5%82at%C4%99-kredytu/</link><description>Witam, razem z &#x17C;on&#x105; wzi&#x119;li&#x15B;my kredyt hipoteczny z terminem sp&#x142;aty na 30 lat, ale pracuj&#x105;c kilka lat zagranic&#x105; uda&#x142;o nam si&#x119; od&#x142;o&#x17C;y&#x107; na jego pe&#x142;n&#x105; sp&#x142;at&#x119;. S&#x142;ysza&#x142;em jednak, ze wcze&#x15B;niejsza sp&#x142;ata kredytu wi&#x105;&#x17C;e si&#x119; nie tylko z konieczno&#x15B;ci&#x105; sp&#x142;acenia wszystkich rat kredytu, ale r&#xF3;wnie&#x17C; poniesienia dodatkowych koszt&#xF3;w i dodatkowych op&#x142;at. Czy istnieje mo&#x17C;liowo&#x15B;&#x107; unikni&#x119;cia op&#x142;aty za wcze&#x15B;niejsz&#x105; sp&#x142;at&#x119; i ewentualny zwrot koszt&#xF3;w przynajmniej cz&#x119;&#x15B;ci op&#x142;at, kt&#xF3;re op&#x142;acali&#x15B;my przy pobieraniu kredytu? Czy mo&#x17C;na uzyska&#x107; to wzywaj&#x105;c bank do zwrotu, czy trzeba pozwa&#x107; ich do s&#x105;du? Czyta&#x142;em te&#x17C;, &#x17C;e mo&#x17C;na si&#x119; ubiega&#x107; o zwrot ubezpieczenia kredytu? Szukam kogo&#x15B;, kto mo&#x17C;e mi doradzi&#x107; jak sie za to zabra&#x107; i czy dam rad&#x119; sam walczy&#x107; z bankiem. </description><guid isPermaLink="false">7197</guid><pubDate>Thu, 13 Jun 2019 09:19:44 +0000</pubDate></item><item><title>Ubezpieczenie kredytu</title><link>https://forum-odszkodowania.pl/topic/7191-ubezpieczenie-kredytu/</link><description><![CDATA[<p>Zastanawiam się nad wykupieniem do kredytu hipotecznego dodatkowego ubezpieczenia od utraty pracy i ubezpieczenia na wypadek śmierci. Podobno bank nie może zmusić mnie do zawarcia ubezpieczenia do kredytu? Czy to prawda, że jest to dobrowolne i mogę żądać przedstawienia oferty bez uwzględnienia ubezpieczenia?</p><p>
Czy ubezpieczenie od utraty pracy pokryje koszt rat kredytowych, jeśli tylko jedna osoba straci pracę? Mój partner raczej ma stabilną sytuację, ale ja obawiam się, że po powrocie z urlopu macierzyńskiego mogę jednak zostać zwolniona. </p><p>
Mam też taką wątpliwość, czy jeśli ubezpieczenie na wypadek śmierci dokona spłaty kredytu (w takim wypadku byłaby to przecież wcześniejsza spłata), to czy mój partner zostanie obciążony dodatkowym kosztem tej spłaty? </p>]]></description><guid isPermaLink="false">7191</guid><pubDate>Thu, 13 Jun 2019 08:44:36 +0000</pubDate></item><item><title>Zad&#x142;u&#x17C;ony kredyt frankowy, bank mnie pozywa co robi&#x107;?</title><link>https://forum-odszkodowania.pl/topic/7196-zad%C5%82u%C5%BCony-kredyt-frankowy-bank-mnie-pozywa-co-robi%C4%87/</link><description><![CDATA[<p>Szukam pomocy, może ktoś będzie w stanie mi coś poradzić. Jestem lekko załamany, bo dostałem z banku wypowiedzenie umowy kredytowej a teraz pozywają mnie o niespłacone raty i odsetki. </p><p>
Wzięliśmy kredyt we frankach, bo na tamten moment było to bardzo koszystne rozwiązanie, ale po zmianie kursu rata wzrosła tak bardzo, że nie było szans, żeby ją opłacać, nie mielibyśmy za co żyć, a mamy jeszcze małe dziecko. Zdarzyło się, że musiałem wybrać kredyt czy opłaty i wstrzymaliśmy spłatę rat kredytu. Myślałem, że da sie dogadać z bankiem, ale oni wysłali wypowiedzenie. Teraz jeszcze ten pozew, pewnie będę musiał zapłacić im horendalne odsetki za te raty i koszty sprawy sądowej. </p><p>
Błagam pomóżcie. Czy ja mam szansę wygrać z bankiem, bo nie informowali mnie o ryzyku przy zawieraniu kredytu?  Może ktoś zna prawnika, który zajmuje się takimi sprawami a nie bierze dużo? </p><p>
Będę wdzięczny za każdą poradę. </p>]]></description><guid isPermaLink="false">7196</guid><pubDate>Thu, 13 Jun 2019 09:04:29 +0000</pubDate></item><item><title>Pozew w sprawie kredytu frankowego. Czy b&#x119;d&#x119; musia&#x142;a odda&#x107; bankowi pieni&#x105;dze?</title><link>https://forum-odszkodowania.pl/topic/7199-pozew-w-sprawie-kredytu-frankowego-czy-b%C4%99d%C4%99-musia%C5%82a-odda%C4%87-bankowi-pieni%C4%85dze/</link><description>W 2008 roku wraz z m&#x119;&#x17C;em zaci&#x105;gn&#x119;li&#x15B;my kredyt hipoteczny we frankach szwajcarskich, przeznaczony na budow&#x119; domu. Po&#x17C;yczyli&#x15B;my blisko 500 tysi&#x119;cy z&#x142;. Niestety po ponad 10 latach sp&#x142;acania i wzro&#x15B;cie kursu wychodzi na to, &#x17C;e ci&#x105;gle mamy do sp&#x142;acenia  praktycznie tak&#x105; sam&#x105; kwot&#x119;! Kredyt by&#x142; indeksowany. My&#x15B;limy nad tym aby pozwa&#x107; bank, ale s&#x142;yszeli&#x15B;my o sytuacjach, w kt&#xF3;rych po wyroku kredytobiorcy musieli zwr&#xF3;ci&#x107; bankowi ca&#x142;&#x105; po&#x17C;yczon&#x105; sum&#x119;...Czy istnieje taka mo&#x17C;liwo&#x15B;&#x107;? Nie sta&#x107; nas obecnie na zwrot ca&#x142;o&#x15B;ci kwoty ale nie zamierzamy za kolejne 10 lat dowiedzie&#x107; si&#x119;, &#x17C;e w zasadzie dalej nic nie sp&#x142;acili&#x15B;my! Mo&#x17C;na si&#x119; przed tym jako&#x15B; zabezpieczy&#x107;? Jak du&#x17C;e jest ryzyko, &#x17C;e b&#x119;dziemy musieli p&#x142;aci&#x107;?</description><guid isPermaLink="false">7199</guid><pubDate>Thu, 13 Jun 2019 13:04:21 +0000</pubDate></item></channel></rss>
